· Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to homeownership.
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· Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,
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· 2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, “Perceptions of Down payment consumer research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how [.]
Hold. 2. It’s not all about money, but a lot of it is. Expenses associated with your new abode go beyond the down payment.
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2 Major Myths Holding Back Home Buyers Urban Institute recently released a report entitled, ” Barriers to Accessing Homeownership, ” which revealed that ” eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all.
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