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2 Myths Holding Back Home Buyers Buyers overestimate the down payment funds needed to qualify for a home loan. According to the First Quarter 2017 homeownership program index (hpi) from Down Payment Resource, saving for a down payment was the barrier that kept 70% of renters from buying. Rob Chrane, CEO of Down Payment Resource had.

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2 Myths Holding Back Home Buyers 2 Myths Holding Back Home Buyers. Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.